Computed head-to-head · 6 dimensions
IVV vs VTI
iShares Core S&P 500 ETF versus Vanguard Total Stock Market ETF — yield, safety, growth trend, cost, scale, and tax treatment.
IVV and VTI are evenly matched (1–1 across six dimensions) — the right pick comes down to which dimension you weight most.
IVV or VTI — which is better?
Neither IVV nor VTI wins outright — the two are nearly equivalent across all 6 dimensions, making the choice largely a matter of which account you hold them in and personal preference on yield vs stability. IVV and VTI are evenly matched (1–1 across six dimensions) — the right pick comes down to which dimension you weight most.
On yield alone, IVV generates 1.11% vs 1.06% — a 0.05% difference that translates to $50 more per year on a $100,000 investment.
Scorecard at a glance
| Dimension | IVV | VTI | Winner |
|---|---|---|---|
| Yield | 1.11% | 1.06% | IVV wins |
| Dividend safety | 7.4/10 | 7.4/10 | Tie |
| Growth trend | — | — | Tie |
| Expense ratio | 3.00% | 3.00% | Tie |
| Scale | $870.0B | $2.3T | VTI wins |
| Tax efficiency | Qualified-eligible | Qualified-eligible | Tie |
| Overall | 1 wins | 1 wins | Tie |
Dimension by dimension
IVV wins on yield (1.11% vs 1.06%)
On a $10,000 investment that's about $5 more in annual dividend income before taxes — though higher yield often comes with higher risk.
Safety scores are too close to call (7.4/10 vs 7.4/10)
Both score within 0.3 points on our 0-10 dividend safety scale — comparable risk profiles on the signals we measure.
Yield-trend comparison unavailable
One or both tickers are missing 5-year average yield data.
Expense ratios are effectively identical
Both ETFs charge 3.00% — no meaningful cost difference over decades of compounding.
VTI is 2.7× larger by AUM
Larger funds tend to have tighter spreads, deeper liquidity, and lower closure risk.
Both pay qualified-dividend-eligible distributions
Neither is structurally flagged for ordinary-income tax treatment. Most distributions should qualify for the lower long-term capital gains rate if holding-period requirements are met.
Full breakdown per ticker: are IVV dividends qualified and are VTI dividends qualified — each with the after-tax income at every federal bracket.
How we compare these
Every comparison on this page is computed from current public data, not written by hand. Yield comes from the most recent dividend distribution annualized over current price. Safety scores combine yield zone, payout ratio, trend vs 5-year average, instrument type, and size — see our methodology for the exact formula. Tax-efficiency flags identify covered-call ETFs, REITs, and mREITs which distribute primarily as ordinary income.
This is educational, not investment advice. Scores reflect a snapshot of public data on the "as of" dates shown on each ticker's safety page. Verify on the issuer's investor relations page or your brokerage before making decisions.
Frequently asked
IVV or VTI — which is better?
Neither — IVV and VTI tie 1–1 across the six dimensions we score. IVV and VTI are evenly matched (1–1 across six dimensions) — the right pick comes down to which dimension you weight most.
Which is better for income, IVV or VTI?
IVV and VTI are evenly matched (1–1 across six dimensions) — the right pick comes down to which dimension you weight most.
IVV vs VTI: which has a higher dividend yield?
IVV yields 1.11% and VTI yields 1.06%. On a $10,000 investment that's about $5 more in annual dividend income before taxes — though higher yield often comes with higher risk.
Is IVV or VTI a safer dividend in 2026?
IVV scores 7.4/10 (Solid) on the Infnits dividend safety scale. VTI scores 7.4/10 (Solid). Both have comparable safety scores.
Which has better dividend growth, IVV or VTI?
One or both tickers are missing 5-year average yield data.
IVV vs VTI: which is more tax-efficient?
Neither is structurally flagged for ordinary-income tax treatment. Most distributions should qualify for the lower long-term capital gains rate if holding-period requirements are met.
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Compare both against your actual holdings
Put IVV and VTI into the free analyzer with the rest of your portfolio. You'll see what each one contributes to your annual income, your weighted safety score, and whether adding either diversifies you or just duplicates what you hold. No account, no download.