The Free Dividend Tracker for 2026

What is a dividend tracker?

A dividend tracker is a tool that records the dividend payments you receive from stocks, ETFs, and funds, projects upcoming payouts based on ex-dividend and payment dates, and shows your income growth over time. A good dividend tracker answers four questions at a glance:

• How much dividend income did I earn this month/year?
• When is my next dividend coming, and how much?
• What's my yield on cost — how has my income grown since I bought?
• How much income can I expect next year, next decade, at retirement?

Most brokerages show you the first question only. Standalone dividend trackers like Infnits cover all four — especially the forward-looking ones most brokerages ignore.

Why track dividends separately from your brokerage

If you hold stocks at Fidelity, Schwab, or Robinhood, you already see dividend payments land in your account. But brokerage dashboards are built around balances, not income. They rarely show:

• Projected future dividends.A good dividend tracker forecasts the next 12 months of payouts using each holding's historical yield and growth rate.
• Yield on cost. Your personal return as an owner — not the yield a new buyer would get.
• Dividend growth rates. How fast each payment is increasing, and how that compounds across your whole portfolio.
• Income concentration risk. If 40% of your dividend income comes from two stocks, a single dividend cut could devastate your cash flow.
• Multi-brokerage aggregation. Most serious investors hold assets across several accounts — dividend trackers unify the view.

Why spreadsheets fall apart for dividend tracking

A surprising number of dividend investors still track income in a Google Sheet or Excel file. It usually starts clean — a tab per holding, a formula for yield, a column for the next ex-date. Six months later the spreadsheet is a graveyard of stale dates, broken formulas, and guesses at dividend growth rates. Three specific problems hit every manual tracker eventually:

1. Ex-dividend dates don't update themselves. Every quarter, every dividend stock announces new dates. If you own 25 holdings and check each issuer's investor-relations site manually, you'll miss payments. When you miss payments, your forward projections drift from reality.
2. Dividend growth rates go stale.A stock you hard-coded at 7% growth in 2023 may have cut the dividend by 2025 (AT&T did). If your spreadsheet doesn't watch for that, you're projecting income that will never arrive.
3. Multi-account math is brutal. Once you have holdings in an IRA, a 401(k), a Roth, and a taxable brokerage, aggregating lots, cost basis, and dividend totals across accounts by hand becomes hours of work per quarter.

A brokerage-synced dividend tracker solves all three automatically — the calendar refreshes when issuers declare new dates, holdings sync when you buy or sell, and the aggregation happens automatically across every connected account.

Brokerage-synced vs. manual dividend trackers

There are two kinds of dividend trackers: ones that connect to your real brokerage and ones that rely on manual entry or CSV imports. The difference in ongoing effort is substantial.

How Infnits works as a dividend tracker

Infnits is designed from the ground up around dividend income. Connect your brokerage once (via SnapTrade or Plaid, both read-only and SOC 2 Type II certified), and Infnits automatically imports your holdings, dividend history, and cost basis. From there, you get:

• A dividend calendar showing every upcoming ex-date and payment date across your whole portfolio.
• Projected dividend income for the next 12 months, broken down by holding and by month — so you know exactly how much to expect and when.
• Yield and yield on cost calculated for every position automatically, updated as prices change.
• Monte Carlo income forecasts with confidence bands that show the range of possible outcomes over 5, 10, or 30+ years — not a single false-precision line.
• AI-generated insights that flag concentration risks, suggest diversification moves, and summarize your portfolio in plain English.
• A portfolio health score capturing diversification, income stability, and growth potential in a single number you can improve.

What to look for in a dividend tracker

Not all dividend trackers are equal. When evaluating apps, check:

1. Brokerage coverage. Does it sync to your actual accounts? Manual entry gets tedious fast.
2. Forward projections. Historical tracking is table stakes. Forecasting future income is where trackers diverge.
3. Calendar accuracy. Does it surface ex-dividend and payment dates reliably, including for ETFs and international holdings?
4. Diversification / risk views.Tracking total income isn't enough — you need to know if you're dangerously concentrated in a few payers.
5. Tax handling. Does it distinguish qualified vs. ordinary dividends? Support tax-loss harvesting?
6. Platform fit. Native mobile matters if you check your portfolio on your phone — which most people do.

We publish detailed side-by-side comparisons against every major dividend tracker — see Infnits vs other dividend trackers for the full breakdown.

How Infnits compares to common alternatives

Most dividend investors have heard of (and maybe tried) the established options: Snowball Analytics, Simply Safe Dividends, Stock Events, Sharesight, even the bundled portfolio trackers inside Yahoo Finance or Seeking Alpha. They're all legitimate in their niche. The real question is which trade-offs match your workflow. Here's how Infnits lines up on the dimensions readers ask about most:

For longer head-to-head breakdowns, see the full guides below or the comparison hub:

• Infnits vs Stock Events
• Infnits vs Simply Safe Dividends
• Infnits vs Snowball Analytics
• Infnits vs TYD
• Infnits vs Kubera
• Infnits vs Monarch
• Infnits vs Empower
• Infnits vs Sharesight
• Infnits vs Seeking Alpha
• Infnits vs Yahoo Finance
• Infnits vs Delta
• Infnits vs DivTracker

What real users say

Infnits has a 5.0 average App Store rating from verified reviewers. These quotes are their own words, taken directly from the App Store listing:

Tools for dividend investors

Alongside the app, we maintain a suite of free dividend tools that run entirely in your browser — no signup:

• Dividend Yield Calculator — calculate yield, yield on cost, and annual income for any stock.
• DRIP Calculator — simulate year-by-year compounding from dividend reinvestment.
• Dividend Growth Calculator — project how a growing dividend compounds your income.
• FIRE Calculator — estimate your FIRE number and time-to-FI.

Learn more about dividend investing

Our blog covers dividend strategy, ETF analysis, and portfolio construction in depth:

• SCHD vs JEPQ: The Two ETFs Redefining Income Investing
• Dividend Yield vs. Yield on Cost
• How to Build a Monthly Dividend Portfolio
• 7 Best Dividend Trackers for iOS in 2026

Frequently asked questions